New Survey Reveals 3 in 4 Americans Don’t Think They’ve Made Smart Financial Decisions

SCOTCH PLAINS, N.J.Oct. 25, 2023PRLog — Life Insurance Awareness Month is drawing to a close and by now, most people will likely have seen at least one post or advertisement touting the importance of securing coverage.  Despite all that the industry has done to raise awareness of life insurance, new research underscores a disconnect in understanding what this coverage is really meant to do: financially protect our most valuable asset when we are gone – our family.

According to a new exclusive national survey commissioned by Jazmarc Services and conducted by Wired Research among 1,008 nationally representative Americans, there’s no denying that Americans care deeply about their family and their family’s financial future.  So much so that half (47%) of Americans report that every single decision they make is with their loved ones in mind.  And 1 in 3 (32%) think about their family’s future at least once a day.

In fact, 2 in 5, or nearly 102 million Americans, report that:

  • Most financial decisions they make for their family today are with the future in mind (41%)
  • They think it’s important to worry about their financial future right now (40%)

Even more want to ensure that their family’s security continues, especially when they are gone.  The survey found that when they are no longer here, 1 in 2 Americans:

  • Want to make sure their family is well taken care of (51%)
  • Never want their loved ones to worry about the family finances (45%)

Despite their care and concern for their family’s financial well-being, the survey reveals that 3 in 4 (72%) or more than 183 million Americans don’t think they’ve made smart financial decisions in their life.  Their lack of life insurance coverage affirms this.  A recent industry survey from LIMRA reveals that about half (48%) of Americans don’t have any type of life insurance – at all.

“The disconnect is truly glaring, but not surprising,” says Joshua Marcus, founder and managing member of Jazmarc Services, a boutique insurance brokerage.  He continues, “For many of us, it is difficult to shift our focus from what needs to happen today to what could be put off until tomorrow, and securing life insurance is one of those things that gets put on the ever-growing “to-do list”. “

And while more than 1 in 5 Americans report that buying a life insurance policy or adding to what they currently have is something they’ll get to eventually, tomorrow is never a guarantee.  In fact, 2 in 3 (66%) Americans acknowledge that the future is not promised to anyone.

That’s why Joshua advises all Americans – with and without coverage – to look closely at their options sooner than later.  He counsels, “One of the best and easiest ways to protect your family’s financial future is with life insurance.”

For more information about the survey and to see more results, reach out to Wired Research at info@wiredresearch.com

Website Reveals Top Halloween Party Destinations for 2023

 PubClub.com, a worldwide nightlife website, has revealed its top party destinations for Halloween 2023. The article lists cities and events such Fantasy Fest in Key West, the massive Carnaval block party in Los Angeles and even the World’s Largest Outdoor Cocktail Party.

It also includes the top Halloween party schools.

“Halloween is a fun event for adults and we wanted to capture every place that has the best party scenes,” said Kevin Wilkerson, founder and publisher of PubClub.com. “That’s why it includes so many elements with destinations, events and colleges. This is a complete guide to the best Halloween party destinations.”

In addition to Key West and Los Angeles, the PubClub.com guide – which can be found here at this link – includes Las Vegas, New Orleans, New York City and, of course, Salem.

PubClub.com is a content-oriented website with more than 10,000 articles on more than 300 destinations and events worldwide. Launched in 2001 it is one of the longest-running websites in existence.

Contact: Kevin Wilkerson, PubClub.com
E-mail: KevinWilkerson@pubclub.com
Phone: (310) 990-4020

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Kevin Wilkerson
(310) 990-4040
www.pubclub.com

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Sky reveals new trailer and premiere date for Sky Original The Lovers

Sky Original The Lovers will be available on Sky Atlantic and streaming service NOW from 7 September

WEBWIRE

Sky revealed Original Drama, The Lovers, starring Johnny Flynn (Beast, Emma) and Roisin Gallagher (The Fall, The Dry), will be coming to Sky Atlantic and streaming service NOW on 7 September.

Alongside this news, Sky has shared a brand new trailer for this hilarious and heartfelt series.

The Lovers follows Janet (Roisin Gallagher; The Dry, The Fall), a bad-tempered, hilarious, Belfast supermarket worker who couldnt give a shit about anything much at all, including her life, and Seamus (Johnny Flynn; Lovesick, Beast) a handsome, self-centred, political broadcaster with what looks to be a perfect London life and a celebrity girlfriend.

So when Seamus unexpectedly drops into Janets world (literally over the wall and into her backyard) they instantly clash and yet also find themselves inextricably drawn to each other

Set in Belfast, this is a sexy, funny, fight-y love story about two people who appear to be utterly wrong for each other yet may just be utterly right.

Conleth Hill (Game of Thrones, The Power of Parker) also features in the series as Janets supermarket boss, Philip, and Alice Eve (Star Trek Into Darkness, Shes Out of My League) plays Frankie, Seamus girlfriend.

The Lovers was produced by Drama Republic for Sky Studios. This 6 part series was written and created by award winning playwright David Ireland (Cyprus Avenue, Ulster American) and directed by BAFTA winning Justin Martin (Together, Prima Facie),

The series was commissioned by Sky Studios for Sky Atlantic. Roanna Benn and Rebecca de Souza are executive producers for Drama Republic, with commissioning editors Liz Lewin and Manpreet Dosanjh as executive producers for Sky Studios. Hannah Pescod also serves as executive producer, with Chris Martin as producer. NBCUniversal Global Distribution handles international sales on behalf of Sky Studios.

The Lovers is coming to Sky Atlantic and streaming service NOW on September 7th.

A media pack with series info and cast interviews is available to download on Sky Media Village now.

Images are available on SEAC.

Analysis Reveals Ancestry, Possible Descendants of Enslaved and Free African Americans

Scientists Analyzed DNA from an African American Burial Ground Located at a Historic Maryland Ironworks

WEBWIRE

Using a new genetic approach, scientists connected nearly 42,000 people living today to 27 African Americans who were buried near a Maryland ironworks in the late 18thearly 19th centuries. The analysis, conducted by researchers from theSmithsonians National Museum of Natural History,Harvard University, theCatoctin Furnace Historical Societyand 23andMe, appears in a study published today inScience.

The work offers new information about the ancestral origins and possible descendants of Africans and African Americans associated with the operation of an early iron forge known asCatoctin Furnace. Of the 27 historical Catoctin individuals included in the study, the research team identified 15 people that the genetic and forensic evidence grouped into five separate families consisting of biological mothers, children and siblings. The analysis also traces genetic mutations associated with conditions such as sickle cell disease back to the Catoctin group, reconnecting both past and present kin.

The highest concentration of closely related possible descendants of the Catoctin group was in Maryland, indicating that some stayed in the region following the furnaces transition away from enslaved labor. The analysis also revealed genetic overlap between the Catoctin group and residents of the southern United States, but these findings mostly represented distant connections reflecting shared ancestry in Sub-Saharan Africa.

Catoctin Furnace was part of a fledgling industrial complex of ironworks in the United States that began operating around the time of the Revolutionary War. At Catoctin, at least 70 workers were required to mine iron ore, keep the furnace burning and fashion goods such as stoves, pots, utensils and even cannon balls. Furnace operations relied on the labor of enslaved Africans and African Americans until the late 1840s when the furnace owner transitioned to a system of hired workers, most of whom were European immigrants. Iron was produced at Catoctin Furnace until 1903, and the contributions of the enslaved and free African American laborers were forgotten.

The study was conducted by museum biological anthropologistsKari BruwelheideandDouglas Owsley,David Reichs Harvard University genetics lab, Catoctin Furnace Historical Society historian and archaeologist Elizabeth Comer and geneticists from 23andMe, including the studys first author,adaoin Harney. The research team also included historiansHenry Louis Gates Jr.of Harvard University as well asLinda HeywoodandJohn ThorntonofBoston University, who contributed historical context and aid in the interpretation of the scientific results.

In 2015, Comer, president of the Catoctin Furnace Historical Society, contacted Owsley and Bruwelheide requesting new techniques be used for more accurate and inclusive historical interpretation of the remains from the site. Without known living descendants who could link their ancestry to the African Americans who labored at the furnace, Comer collaborated with theAfrican American Resources Cultural and Heritage Society(AARCH) in Frederick, Maryland, to incorporate local input and feedback on the project.

The genetic record used in the present study originated from individuals buried in a cemetery unearthed during highway construction in the 1970s near Catoctin Furnace some 60 miles north of Washington, D.C. A total of 35 graves were affected, though a portion of the cemetery remains intact. Of the 35 graves excavated, 32 contained human remains. The exhumed remains were placed in the care of the Smithsonian, where they currently reside.

This study was initiated and conducted prior to the Smithsonians January 2023temporary restrictionon research involving human remains in its care and the May 2023 creation of ahuman remains task force. The museum recognizes and addresses issues involved in human remains collections and research on itswebsiteand is committed to ethical, dignified and respectful treatment of all human remains held in its care.

This research was supported by the National Institutes of Health, the John Templeton Foundation, the Howard Hughes Medical Institute, the Maryland Heritage Areas Authority and the Rice Family Endowment for Forensic Anthropology.

Angelo Babb Reveals the Dramatic Price Plunge of Popular NFT Collections in 2023, Unveiling the Risks and Opportunities in the Market

Fintech expert Angelo Babb reveals the significant price decline of popular NFT collections in 2023, highlighting both the risks and opportunities in the market.

San Jos, Costa Rica – WEBWIRE

Fintech expert Angelo Babb has recently made a groundbreaking analysis of the volatile NFT (Non-Fungible Token) market, shedding light on the significant price decline that popular NFT collections experienced in 2023. With extensive experience in the fintech industry and a keen understanding of emerging digital trends, Babbs insights provide valuable guidance to investors, collectors, and enthusiasts navigating the ever-evolving landscape of NFTs.

The NFT market witnessed unprecedented popularity and value in recent years, with collectors and investors drawn to the allure of owning unique digital assets. However, 2023 brought unforeseen challenges as the market experienced a significant price correction. Babbs analysis reveals that several popular NFT collections suffered a massive price hit during this period, prompting both concern and curiosity among stakeholders.

According to Babb, the price decline in popular NFT collections can be attributed to various factors, including market saturation, changing investor sentiments, and increased scrutiny of the underlying value of digital assets. He emphasizes that the NFT markets rapid expansion led to a flood of new collections, causing an oversupply that contributed to the price correction. Furthermore, investors are becoming more discerning as the market matures, demanding higher quality and unique offerings.

Despite the price plunge, Babb emphasizes that the NFT market still holds immense potential for those who understand the risks and opportunities. The correction presents an opportunity for collectors and investors to enter the market at more reasonable prices, potentially capitalizing on the future appreciation of select NFTs. Babb suggests that conducting thorough research, understanding the underlying value proposition of NFTs, and diversifying ones portfolio are essential strategies for navigating this evolving market.

In his analysis, Babb also highlights the importance of distinguishing between short-term price fluctuations and the long-term potential of NFTs. He emphasizes that NFTs represent a groundbreaking technology with the power to revolutionize digital ownership, provenance, and creative industries. The current market correction should not overshadow the transformative impact that NFTs can have on various sectors, including art, gaming, sports, and virtual real estate.

As an experienced fintech expert, Babb offers a word of caution to those considering entering the NFT market. He advises individuals to carefully evaluate the authenticity and legitimacy of NFT collections carefully, considering factors such as the reputation of creators, historical performance, and a robust marketplace. Additionally, he recommends staying updated on industry trends, regulations, and technological advancements that may shape the future of NFTs.

Babbs insightful analysis and guidance come at a crucial time when the NFT market is experiencing excitement and uncertainty. His expertise empowers individuals to make informed decisions, mitigate risks, and seize the opportunities this emerging asset class presents.

About Angelo Babb

Angelo Babb is a legal cryptocurrency and blockchain consultant who helps new and established organizations strengthen their interaction with digital assets.