Fintech Veteran Brian Ramirez Joins Resolve as Vice President of Growth and Marketing to Simplify Medical Billing

 Resolve, a company dedicated to lowering medical bills on behalf of patients, today announced the addition of Brian Ramirez as Vice President of Growth and Marketing. The move marks a significant addition to the Resolve team, bringing a decade of experience in fintech and a strong track record of helping consumers navigate financial challenges.

Brian’s expertise lies in creating innovative solutions that lower accessibility hurdles for consumers, thereby promoting financial stability. His career includes pivotal roles in various fintech establishments, all of which shared the mission to assist underserved consumers. His most notable achievements include his transformation from the first employee to CEO at an early robo-advisor, WiseBanyan, which was later acquired. More recently, Brian was the CMO and Co-Founder of Retirable, a fintech platform dedicated to helping older adults generate retirement income with confidence.

“Brian embodies the values and mission of Resolve,” said Braden Pan, CEO of Resolve. “His extensive experience across consumer fintech in marketing, product, and strategy, combined with his passion for helping consumers overcome financial obstacles, makes him an ideal fit for this role. As we continue to grow and evolve, Brian’s expertise will be instrumental in expanding our reach and amplifying our impact.”

Brian graduated with a BA from Pomona College and later earned an MBA from The Tuck School of Business at Dartmouth.

As VP of Growth and Marketing at Resolve, Brian will play a key role in shaping the company’s growth strategies. He will focus on expanding the company’s market presence, enhancing customer experience, and broadening Resolve’s service offerings. With Brian at the helm of Growth and Marketing, Resolve is poised to further its mission of preventing everyday medical bills from bankrupting everyday Americans.

“I am thrilled to join the Resolve team and look forward to contributing to a mission that I am deeply passionate about,” said Brian Ramirez. “I’ve seen firsthand the stress and complexities that medical bills can bring. With Resolve, I see an opportunity to apply my fintech experience to a cause that can truly make a difference in people’s lives.”

Resolve prides itself on being a champion for consumers, dedicated to finding significant savings on medical bills and eliminating the associated stress. Brian’s appointment as VP of Growth and Marketing strengthens the Resolve team and aligns with the company’s commitment to delivering value to its users.

Resolve lowers medical bills on behalf of patients. They offer a stress-free solution to handling medical bills, allowing patients to focus on what truly matters. To date, Resolve has helped thousands of people save over $30M on their medical bills.

Bethany Handy
(877) 245-4244



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Fintech Expert Angelo Babb Unveils the Worst Performing Crypto of May 2023, Shedding Light on Market Insights and Risks

Fintech expert Angelo Babb unveils the worst-performing cryptocurrency of May 2023, providing valuable insights and emphasizing the need for research and risk management in the volatile cryptocurrency market.

San Jos, Costa Rica – WEBWIRE

Angelo Babb, a highly esteemed fintech expert, and cryptocurrency analyst, reveals the worst-performing cryptocurrency of May 2023, providing valuable market insights and shedding light on the potential risks associated with digital assets. With his deep understanding of the evolving fintech landscape and extensive experience in the cryptocurrency market, Angelo Babb empowers investors and enthusiasts to make informed decisions in an ever-changing market environment.

The cryptocurrency market has been subject to significant volatility and price fluctuations, making it crucial for investors to stay informed about the performance and risks associated with various digital assets. Angelo Babbs analysis of the worst-performing crypto of May 2023 is a valuable resource for investors, highlighting potential pitfalls and cautionary tales.

While the cryptocurrency market has recently experienced notable growth and popularity, it is not immune to risks and downturns. Angelo Babbs unveiling of the worst-performing crypto of May 2023 serves as a reminder that investing in digital assets carries inherent risks and requires diligent research and risk management.

By shedding light on the worst-performing crypto, Angelo Babb emphasizes the importance of conducting thorough due diligence and understanding the fundamentals of a cryptocurrency before investing. He urges investors to assess factors such as the projects team, technology, adoption, and market demand to gauge its long-term potential and mitigate risks.

Additionally, Angelo Babb provides insights into the market conditions and trends that contributed to the underperformance of the identified cryptocurrency. These insights enable investors to gain a deeper understanding of the complex dynamics at play in the cryptocurrency market, helping them make more informed investment decisions.

Angelo Babbs analysis also highlights the importance of diversification in a cryptocurrency portfolio. By spreading investments across different digital assets, investors can minimize their exposure to the risks associated with any single crypto. Diversification can mitigate the impact of a poorly performing cryptocurrency on the overall portfolio and provide a more balanced investment strategy.

Furthermore, Angelo Babb emphasizes the significance of risk management strategies, such as setting clear investment goals, establishing stop-loss orders, and regularly reassessing investment positions. These risk management practices can help investors protect their capital and minimize potential losses in the face of market volatility.

It is worth noting that Angelo Babbs analysis not only focuses on the worst-performing crypto of May 2023 but also provides broader insights into the factors that influence the cryptocurrency market. By understanding these factors, investors can make more informed decisions, seize growth opportunities, and navigate the risks associated with digital assets.

Angelo Babbs expertise in fintech and cryptocurrencies has established him as a trusted authority. Through his analyses and insights, he helps investors and enthusiasts navigate the complexities of the cryptocurrency market and make informed decisions.

Understanding the risks and factors influencing the performance of cryptocurrencies is crucial for investors seeking to navigate the volatile market, says Angelo Babb. By examining the worst-performing crypto of May 2023, we gain valuable insights that can inform our investment strategies and risk management practices.

Angelo Babbs analysis is a valuable resource for investors, providing them with the knowledge and insights to navigate the cryptocurrency market responsibly. By staying informed and adopting a prudent approach, investors can capitalize on opportunities while managing the risks associated with digital assets.

About Angelo Babb

Angelo Babb is a legal cryptocurrency and blockchain consultant who helps new and established organizations strengthen their interaction with digital assets.

Dubai FinTech Summit Concludes with 5,300 visitors; confirms second edition for May 2024

Dubai International Financial Centre (DIFC), the leading global financial centre in the Middle East, Africa, and South Asia (MEASA) region, today announced the second edition of Dubai FinTech Summit to be held on 6-7 May 2024. Under the patronage of His Highness Sheikh Maktoum bin Mohammed bin Rashid Al Maktoum, First Deputy Ruler of Dubai, Deputy Prime Minister, Minister of Finance of the UAE, and President of the Dubai International Financial Centre (DIFC), the first edition of the summit concluded with resounding success, with a remarkable turnout of 5,300 visitors from 92 countries.
As the population transitions from cash to digital payment methods, the inaugural Dubai FinTech Summit highlighted the importance of accelerated investment in digital banking services, e-commerce websites, and contactless payments. According to co-host sponsor, Visa, four in five consumers surveyed in the UAE would switch merchants based on the payment methods offered, with most preferring digital payments over cash.

“It’s been incredible to witness the Dubai FinTech Summit succeed in becoming a powerful platform for showcasing innovation, developing meaningful dialogue around the issues and challenges facing our industry and creating engagement on the future of FinTech, all in its maiden edition. We have marked a significant milestone for FinTech in the region, as Dubai emerges as a leading hub for innovation and entrepreneurship,” said Mohammad AlBlooshi, CEO of DIFC Innovation Hub. “With the industry growing at an unprecedented pace, the 2024 Dubai FinTech Summit will provide an invaluable platform for industry leaders and experts to come together, discuss opportunities, and draw the blueprint that will continue to guide the future of finance,” he added.

A platform for collaboration

Dubai FinTech Summit 2023 saw over 20 MoUs signed with global financial leaders, with
DIFC inking 12 MoUs during the Summit alone, with global powerhouses of finance and technology, including Standard Chartered Bank, due to launch digital asset custody services (subject to regulatory approval) to cater to institutional clients globally.

Expansion and growth

Showcasing the significant growth and potential of the FinTech sector in the region, Brad Garlinghouse, CEO of Ripple, a leading crypto solutions provider, announced company’s plans to expand into the region. With 20 per cent of its customers being MENA-based, Ripple is choosing to leverage the city’s forward-thinking regulatory framework and ecosystem to open its first regional hub in Dubai at DIFC.

Global crypto exchange, Coinbase, also announced exciting expansion plans, with CEO Brian Armstrong stating the company’s intent to explore the UAE as a prospective hub for its operations in the Middle East, Africa, and Asia.

Sharing insights on the increasing accessibility to smarter technologies, Jenny Johnson, CEO of Franklin Templeton, global leader in asset management, said: “AI is playing a big role in dynamically switching up investment portfolios and banking, (enabling) the ability to enhance tasks such as tax efficiency and delivering customisation in ways traditional banks could never achieve.”

Commenting on the UAE’s vision for economic diversification she added, “It’s been reform, invest, and transform. We have seen reform achieve two things. First, it has attracted human capital and talent. The second are the reforms around capital requirements for foreign ownership. One of the things I appreciate about this region is its generational thinking. It is about how you are diversifying economies to ensure that you are successful for generations to come.”

Speaking on changes in interest rates, Piyush Gupta, Group CEO of DBS Bank, said, “Four to five per cent interest rate environments have not been unusual. The big difference this time around is not the rate of interest, but the pace of change. Normally, the Federal Reserve System (FED) tends to take a couple of years – two to two and a half years to slowly work its way up. This time, a lot of people argued that the FED was behind the curve, and as a consequence, they have to react much more quickly.”

The event was supported by finance and technology company, VISA as co-host sponsor; e& as headline sponsor; Geidea joining as the presenting sponsor; Finvasia, Emirates NBD and Paxos as lead sponsors; BLUE, Standard Chartered Bank, Ripple and Fasset as Platinum Sponsors; atPay, Dubai Financial Market and Commercial Bank of Dubai as Gold Sponsors and Huawei as the Lead Cloud Sponsor.

Dubai FinTech Summit will return in 2024

Looking ahead, the second edition of Dubai FinTech Summit promises greater impact, shaping the future of FinTech in the region. Mark your calendars for 6 and 7 May 2024 and join us once again as we push the boundaries of innovation and drive the FinTech industry forward.

About Dubai International Financial Centre

Dubai International Financial Centre (DIFC) is one of the world’s most advanced financial centres, and the leading financial hub for the Middle East, Africa and South Asia (MEASA), which comprises 72 countries with an approximate population of 3 billion and an estimated GDP of USD 8 trillion.
With a close to 20-year track record of facilitating trade and investment flows across the MEASA region, the Centre connects these fast-growing markets with the economies of Asia, Europe, and the Americas through Dubai. 

DIFC is home to an internationally recognised, independent regulator and a proven judicial system with an English common law framework, as well as the region’s largest financial ecosystem of over 36,000 professionals working across over 4,300 active registered companies – making up the largest and most diverse pool of industry talent in the region.  

The Centre’s vision is to drive the future of finance through cutting-edge technology, innovation, and partnerships. Today, it is the global future of finance and innovation hub offering one of the region’s most comprehensive FinTech and venture capital environments, including cost-effective licensing solutions, fit-for-purpose regulation, innovative accelerator programmes, and funding for growth-stage start-ups.  

Comprising a variety of world-renowned retail and dining venues, a dynamic art and culture scene, residential apartments, hotels and public spaces, DIFC continues to be one of Dubai’s most sought-after business and lifestyle destinations. 

For further information, please visit our website:, or follow us on LinkedIn and Twitter @DIFC. 

For further enquiries, please contact:
Nupur Aswani
Head – Media, PR and Corporate Communications,
+91 95559 15156 |

Topic: Press release summary

Angelo Babb: Fintech Virtuoso Spotlights 2023’s High-Potential Cryptocurrencies Set to Disrupt the Financial Landscape –

Fintech expert Angelo Babb sheds light on 2023s high-potential cryptocurrencies set to disrupt the financial landscape, providing valuable insights for investors and enthusiasts alike.

San Jos, Costa Rica – WEBWIRE

Angelo Babb, a renowned expert in financial technology (fintech), is poised to shake up the economic landscape by shedding light on the high-potential cryptocurrencies that are set to disrupt the industry in 2023. With his deep knowledge and expertise in the field, Babb aims to provide valuable insights to investors and enthusiasts, helping them navigate the dynamic world of cryptocurrencies.

As the global financial ecosystem undergoes rapid digital transformation, cryptocurrencies have emerged as a revolutionary force. Angelo Babb, a prominent figure in the fintech space, recognizes the transformative potential of cryptocurrencies and is committed to sharing his expert insights with individuals and organizations looking to capitalize on this exciting market.

Babb unveils a comprehensive list of high-potential cryptocurrencies primed to reshape the financial landscape

One of the critical highlights of Babbs research is the growing influence of decentralized finance (DeFi) platforms. DeFi has emerged as a disruptive force, offering decentralized lending, borrowing, and investment opportunities that bypass traditional intermediaries. Babb explores the DeFi space, highlighting the standout projects and their potential to revolutionize various financial services, from lending and borrowing to asset management and derivatives trading.

Furthermore, Babb delves into the realm of non-fungible tokens (NFTs). This area has gained significant attention and adoption in recent years. NFTs have disrupted the art and collectibles market, offering a unique digital ownership experience. Babb analyzes the emerging trends within the NFT space and identifies the cryptocurrencies underpinning this burgeoning sectors growth and development.

With his extensive knowledge of the fintech landscape, Babb also addresses the potential challenges and risks associated with cryptocurrencies. He emphasizes the importance of conducting thorough due diligence and risk assessment when considering investments in this volatile market. Babbs insights provide valuable guidance to investors, helping them navigate the risks and make informed decisions.

In addition to his research, Angelo Babb is an accomplished speaker and thought leader in the fintech industry. He frequently shares his expertise at conferences and industry events, enlightening audiences with his deep understanding of cryptocurrencies, blockchain technology, and their impact on the financial sector.

Angelo Babbs spotlight on 2023s high-potential cryptocurrencies is set to empower individuals and organizations with the knowledge and foresight needed to stay ahead in the fast-paced world of finance. By identifying the disruptors and innovators within the cryptocurrency space, Babb is guiding investors toward opportunities that have the potential to deliver significant returns and reshape the future of finance.

About Angelo Babb

Angelo Babb is a legal cryptocurrency and blockchain consultant who helps new and established organizations strengthen their interaction with digital assets.

Hong Kong – Speech by FS at FinTech Forum of Digital Economy Summit 2023 (English only) (with photos/video)

Speech by FS at FinTech Forum of Digital Economy Summit 2023 (English only) (with photos/video)


    Following is the speech by the Financial Secretary, Mr Paul Chan, at the FinTech Forum of the Digital Economy Summit 2023 today (April 14):
尊敬的張副主任 (Deputy Director, Shanghai Municipal Commission of Economy and Informatization, Ms Zhang Ying), 孫東局長 (Secretary for Innovation, Technology and Industry, Professor Sun Dong), Simon (Chairman of the Board of Directors of the Hong Kong Cyberport Management Company Limited, Mr Simon Chan), Cousuls General, distinguished guests, ladies and gentlemen,
​     Good morning to you all. Glad to see you all here in person today at the Digital Economy Summit (DES). Rebranded from the Internet Economy Summit, the DES is a great comeback, bringing great minds, visionaries and pioneers together to brainstorm how Hong Kong can maximise the potentials of digital economy and take innovation and technology to a higher level.
     And for this FinTech Forum, I am glad that we have a distinguished group of speakers and panellists from regulators, the financial services industry, Web3 innovators and academia who will dive deep and share their valuable insights on different aspects of fintech, Web3 and the digital economy.
     As the starter for today’s rich programme, allow me to briefly talk about some of the developments and opportunities for the fintech industry in Hong Kong.
Hong Kong as a leader in fintech
     Hong Kong has a vibrant fintech ecosystem. The pandemic did not stop us from attracting world-class visionaries to make Hong Kong their home. Only five years ago, we counted no more than 180 fintech companies. Today, we are home to more than 800 fintech enterprises, large and small. Together, they offer a wide range of innovative services in mobile payments, cross-border transfers, intelligent financial consultancy, wealth management, virtual asset trading, and blockchain. A number of them have already marched into markets in Asia.
Our approach to fintech
     This is the success of the concerted effort of the Government, the public sector and the private sector. On the Government and the public sector, we have been taking a proactive and catalytic approach in spurring fintech development. That includes series of seed funding schemes, investor matching, incubation and professional support services for fintech start-ups, including, among others, those provided by Cyberport. That also includes creating a favourable regulatory environment that facilitates innovation – for instance, rolling out regulatory sandboxes in collaboration with the authorities in the Greater Bay Area (GBA). We also take lead in experimenting with fintech, like issuing the first ever tokenised government green bonds in February this year, by bringing bond issuance onto a distributed ledger.
     Funding is a key element for start-ups. By building a vibrant private equity and venture capital ecosystem, as well as taking forward a series of reforms to facilitate the listing of new economy companies on our stock exchange since 2018, we have reinforced our strengths as a prime location for global innovative enterprises to grow and thrive, where they could access capital from the Mainland and all over the world.
     Of course, much is attributable to the constant drive for innovation and excellence by our entrepreneurs who always invent new applications and business models and find new opportunities under evolving environments.
Fintech meets Web3
     The emergence of Web3 is triggering a new wave of innovations in fintech. Virtual assets, stablecoins, DeFi (decentralised finance), NFTs (non-fungible tokens), etc. They are set to become major forces of financial transformation in some years to come. We know they are irreversible trends that need to be embraced. But at the same time, some important issues arise. For example, would there be regulatory gaps? Would they transmit risks to traditional financial system and threaten financial stability? How could we best protect individual investors from fraud and scams?
     That’s why when we issued our Policy Statement on the Development of Virtual Assets, we have emphasised the “same activity, same risks, same regulation” principle, and the need to put in place timely and necessary guardrails, so that virtual asset innovations can thrive in Hong Kong in a sustainable and responsible manner.
     “Sustainable” is the keyword here. A healthy, sustainable ecosystem must have a strong immune system – that is, the ability to weed out the bad players, and insulate our financial system and stability from undue impact. The crux to this is whether we could apply balanced, proportionate regulation that will properly and adequately mitigate pertinent risks, while leaving sufficient room for innovative products and services to break new ground.
     Regulation and facilitation are not against one other. Rather, they go hand in hand: when we have a robust, consistent, predictable and fit-for-purpose regulatory regime, it instils confidence and trust in investors and market players, basing on which a vibrant innovative environment will be built.
Looking ahead
     In taking forward Web3, virtual assets and other financial innovations, the Government will continue to strike the appropriate balance between regulation and facilitation. Rest assured that we are committed to building a favourable environment for our fintech firms to thrive and prosper.
     Looking ahead, allow me to share some thoughts on what I think are important for the fintech development in Hong Kong.
     First of all, let us bear in mind that fintech is not just about finance and technology. The success or otherwise of fintech, virtual assets or other Web3 applications in finance will be staked on whether new technologies, models and applications could actually serve the needs of the real economy; address pain points that have long existed; increase efficiency of transactions; create value and better experiences for the people; and, ultimately, work for the betterment of the community.
     Indeed, innovation is commonly expected as a means to make financial services more accessible and inclusive. This is an area that we all need to work harder together. To this end, the Commercial Data Interchange, or CDI, launched by the Hong Kong Monetary Authority with a view to facilitating SMEs (small and medium-sized enterprises) to obtain loans from banks more effectively, is such a case in point.
     Moreover, there is ample room to make use of fintech to contribute to high-quality development. You may be aware that in the Budget this year, I have pointed to greentech and green finance as a key direction of development. Web3 and blockchain technology can certainly help advance the development of green technology and green finance, such as issuing tokenised green bonds which I mentioned earlier. I truly look forward to more such innovation, and that is bound to capture tremendous opportunities as the world heads towards carbon neutrality.
     Second, we need a deep pool of talent to support fintech. As you may know, we are taking forward in full swing various new initiatives to compete for talent to enrich and diversify Hong Kong’s talent pool.
     Meanwhile, to breed local talent, we also offer dedicated schemes that help financial services practitioners enhance their fintech literary. Specifically, we have been developing professional fintech qualifications applicable to the key financial services sectors, aiming to provide a clear ladder for new and incumbent practitioners to upgrade their fintech expertise. In my Budget this year, I have also set out a fintech internship scheme to cultivate fintech talent for post-secondary students now studying in Hong Kong and the GBA.
Concluding remarks
     Ladies and gentlemen, every generation of technological reform breeds novel applications and fresh opportunities. Innovation does not come without risk. Rather than standing still, the real issue is how to control the associated risk and move forward steadily. Judging from the approach we have taken thus far, I have much confidence and optimism in Hong Kong’s fintech future.
     Last but not least, I thank Cyberport for jointly organising the DES, and all other co-organisers and supporting organisations which make this Summit possible. We truly count on you all to bring us new insights and spark ideas.
     I wish the Summit every success and wish you good health and business for the time to come. For those coming from overseas, do enjoy your stay in Hong Kong!