Summary
UPI daily limitation: The National Payments Corporation of India (NPCI) has actually increased UPI deal limitations for particular classifications, efficient September 15, 2025.
The National Payments Corporation of India(NPCI ), the organisation that helps with the Unified Payments Interface(UPI), has actually revealed a boost in per deal limitations for entities under classifications lined up to tax payments. The modifications entered into result from September 15, 2025.
In a declaration, NPCI has actually stated that the increased limitation will apply to entities under classifications lined up to tax payments to Rs 5 lakh. After the increased limitation enters impact, the UPI limitation for federal government e-market location, travel and business/merchant-related deals will be Rs 5 lakh.
Not simply that, NPCI has actually likewise increased the deal limitation to Rs 10 lakh within 24 hours for classifications like insurance coverage premiums & capital markets.
NPCI has actually stated in a declaration on its main site,” NPCI has actually increased the per deal limitations for entities under classifications lined up to Tax Payments to 5 lakh. With UPI becoming a favored payment approach, there are requirements from the marketplace on extending greater per deal limitations for extra classifications of deals in UPI.”
Check out: New UPI guidelines from August 1, 2025: These brand-new payment standards might impact your everyday deals
When NPCI increased limitations for different classifications, it likewise provided extra standards for users-
The boosted limitations will apply for merchants which are categorised as ‘Verified Merchant’.
Obtaining member banks are needed to guarantee that such limitations will be offered to the merchants which are certified to the NPCI UPI standards pointed out in NPCI/UPI/OC -100/ 2020-21, NPCI/UPI/OC -163/ 2022-23, NPCI/UPI/OC -163 A/2023 -24 and NPCI/UPI/OC -190/ 2023-24 any place suitable.
Member banks might continue to be supplied the discretion to set their internal limitations based upon their internal policy, within the general ceilings recommended by NPCI.
The per deal limitation for P2P will continue according to the extant standards.
According to a BHIM social networks post on X (previously Twitter), “Effective from 15th September, now make high-value payments effortlessly with UPI! NPCI has actually increased the deal limitation to Rs 10 lakh within 24 hours for classifications like insurance coverage premiums & & capital markets, making huge payments much easier and faster than ever.”
Unified Payments Interface (UPI) is established by the National Payments Corporation of India (NPCI), an RBI-regulated entity. UPI is constructed over the IMPS facilities and permits you to immediately move cash in between any 2 celebration savings account.
