Pushkar Singh Dhami(ANI image)
NEW DELHI: On the 11-year conclusion of the Pradhan Mantri Jan Dhan Yojana (PMJDY ), Uttarakhand chief ministerPushkar Singh Dhami on Wednesday stressed how India’s economy has actually advanced for many years and how crores of residents have actually been linked to the monetary system.CM Dhami on X stated, “The visionary foresight and resolve of the Honorable Prime Minister Narendra Modi ji laid the foundation for a transformation 11 years ago, which gave a new direction to India’s economic progress. The Pradhan Mantri Jan Dhan Yojana, launched 11 years ago, connected crores of citizens to the financial system and laid the cornerstone of an empowered India.”
“Today, through more than 56 crore Jan Dhan accounts, the work of empowering citizens with self-reliance, connecting villages to the economic mainstream, and achieving financial inclusion is unprecedented,” Uttarakhand CM included.
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CM Dhami even more stressed that PMJDY is a historical effort for the crores of individuals. “This is not just a scheme, but a historic initiative that gives wings to the dreams of crores of people,” he stated. Released on August 28, 2014, PMJDY is among the world’s biggest monetary addition efforts. Over 56.16 crore savings account have actually been opened under the PMJDY, with overall deposits reaching Rs 2.67 lakh crore since mid-August 2025, according to the declaration from the Economy sector.
“56% Jan Dhan accounts belong to women, highlighting the scheme’s role in promoting gender equality in financial access,” the declaration included.The PMJDY was introduced as National Mission for Financial Inclusion, set out to provide every unbanked grownup in India a savings account, a monetary identity, and access to necessary services like credit, insurance coverage, and pensions. Directed by the objective of banking the unbanked, protecting the unsecured, moneying the unfunded, and serving the unserved and underserved, PMJDY has actually become the biggest monetary addition effort on the planet.
According to the Economy sector, PMJDY has actually developed into the structure for various financial and well-being efforts, allowing Direct Benefit Transfers (DBT) for 327 federal government plans, removing leaks and intermediaries.Accounts have actually grown from 14.72 crore in 2015 to over 56.16 crore by August 2025, with around 67% in rural/semi-urban locations and 33% of Jan Dhan accounts were opened in metropolitan/ city locations. 33% of Jan Dhan accounts have actually been opened in urban/metro locations while 67% opened in rural/semi-urban locations.
