How to Apply for a Citibank Mortgage?

A mortgage loan is a type of secured loan you can apply for when you want to purchase a home or property but do not have sufficient funds to pay for it upfront. Citibank offers multiple mortgage options to cater to your diverse mortgage-related requirements. You can explore these options and apply for mortgage loans from Citibank to enjoy a host of benefits, such as competitive interest rates and faster repayment options.

Keep reading to find out how to apply for a Citibank mortgage loan and experience a seamless loan disbursal process.

Steps to Apply for a Citibank Mortgage

Here are the steps to apply for a Citibank Mortgage:

Step 1: Submit an online enquiry

First, you need to submit the online enquiry form. Upon submission of the form, Citibank’s mortgage sales manager will contact you within 1 business day to learn more about your query.

Step 2: Loan application

Next, you need to fill up the mortgage application form and submit the required documents to Citibank to initiate the mortgage process.

Step 3: Property valuation

Upon receipt of the mortgage loan application, Citibank will arrange for a valuation of the property you wish to purchase.

Step 4: Loan assessment

Next, Citibank will assess the property valuation result, along with your repayment ability, and prepare your mortgage terms accordingly.

Step 5: Loan approval, disbursement and repayment

Upon successful approval of your mortgage, Citibank will then initiate the following steps:

  • The confirmation letter with the mortgage is signed, and then Citibank sends the instruction letter to the corresponding solicitor firm to prepare the mortgage deeds.
  • Once the signing of the necessary contracts is completed, the solicitor firm notifies Citibank.
  • Citibank then transfers the approved mortgage amount to the seller’s solicitor firm to complete the transaction.
  • Finally, Citibank will share a copy of the repayment schedule with you. The repayment schedule will contain information on loan details such as monthly instalments, interest and the outstanding balance.

Final Thoughts

Before applying for a Citibank mortgage , you can check your eligibility criteria and use various tools, such as the Online Property Valuation tool and the Mortgage Calculator. The Online Property Valuation tool offers up-to-date market and mortgage information when you enter the desired property details so you can know your property’s approximate value. The Mortgage Calculator helps you get an estimate of your monthly payment and interest expense. To learn more about the mortgage loan and its terms and conditions, you can visit the official Citibank Hong Kong website.

Citibank Hong Kong

Citibank Hong Kong offers consumers and institutions a range of financial products and services, including consumer and investment banking, credit cards, and personal loans. Citibank Hong Kong aims to deliver holistic and innovative solutions to clients and meet the increasingly complex strategies of its regional client base in the APAC in an ever-changing financial landscape.

The content reflects the view of the article’s author and does not necessarily reflect the views of Citi or its employees. Please read the products and offers on Citibank Hong Kong’s website for accuracy or completeness of the information presented in the article.

Contact Information
Sonakshi Murze

Topic: Press release summary

CleverTap Unveils Signed Call(TM) for Trusted and Contextual Customer Engagement

MOUNTAIN VIEW, Calif. and MUMBAI, India, Dec 7, 2023 – (ACN Newswire) – CleverTap, the all-in-one engagement platform, today announced the launch of Signed Call™, an industry-first, VoIP-enabled, in-app voice capability for trusted and contextual customer engagement. Signed Call™ equips CleverTap customers with an effective way to engage with end-users, leveraging VoIP-enabled in-app calling for real-time, secure, and contextual customer experiences.

In the current landscape, when a brand attempts to reach its users through voice-calls (via unknown phone numbers), there is a risk of being marked as spam or worse used for scam; potentially lowering the brand’s credibility and hampering the relationship with the end-user. Even in an optimal scenario, where the call is not flagged as spam or scam, the interaction lacks context, resulting in low conversions.

With Signed Call™, brands have the ability to personalize the in-app call screen by adding the brand name, logo, as well as providing context for the call. This provides the end-user with the requisite context, enhancing the call pick-up rates. Moreover, brands are not required to disclose end-user PII data (Personally Identifiable Information) to unauthorized individuals or agents while using Signed Call™, thus mitigating privacy concerns. This no-code solution also comes with pre-built use cases and call screens for easy implementation.

“Users often choose not to pick up calls if the caller isn’t a known contact. This can lead to dropped calls and missed opportunities for a business. When extrapolated to the scale of a user-base, it can lead to a significant loss in revenue, and erosion of trust. However, with Signed Call™, CleverTap customers can offer a personalized and secure experience, maximizing the chances of conversions and ultimately increasing revenue.

Signed Call™ has already seen success with a select group of our customers who were part of the Early Access Program wherein significant improvements were observed in call answer rates and engagement levels”, said Anand Jain, Co-founder and Chief Product Officer, CleverTap.

The introduction of Signed Call™ is poised to revolutionize how brands connect with users through voice as a channel; especially within the Ride Hailing, BFSI, and Food Delivery app-categories, as well as in other industries looking to create more personalized customer experiences. It aims to transform customer engagement and elevate trust to a whole new level.

The Head of Product of a leading job search portal using Signed Call™ said, “Our customers are recruiting firms who previously would call candidates on their mobiles, with answer rates around 10-15%. Candidates were slow to act as they weren’t sure if the call was actually from the company they applied for. But since integrating Signed Call™, answer-rates even during periods of low-hiring have been at 33% while peak season has seen this figure climb to as high as 52%; 3 to 4 times higher than before.”

About CleverTap

CleverTap is the all-in-one engagement platform that helps brands unlock limitless customer lifetime value by helping them create personalized experiences to retain their most valuable customers. The platform empowers businesses to orchestrate experiences for individuals across their lifecycles and design personalized journeys that span a lifetime. It offers analytics that encompasses every aspect of the lifecycle, enabling businesses to measure and optimize each experience in real time. Its unique AI capability is insightful, empathetic, and prescriptive, facilitating smarter and faster decisions. The all-in-one platform unifies experiences from every touchpoint, paving the way for a new era of customer engagement.

The platform is powered by TesseractDB™ – the world’s first purpose-built database for customer engagement, offering both speed and economies of scale.

CleverTap is trusted by 2000 customers, including Electronic Arts, TiltingPoint, Gamebasics, Big Fish, MobilityWare, TED, English Premier League, TD Bank, Carousell, AirAsia, Papa John’s, and Tesco.

Backed by leading investors such as Peak XV Partners, Tiger Global, Accel, CDPQ, and 360 One, the company is headquartered in Mountain View, California, with presence in San Francisco, New York, São Paulo, Bogota, London, Amsterdam, Sofia, Dubai, Mumbai, Bangalore, Singapore, and Jakarta.

For more information, visit or follow us on:

Forward-Looking Statements

Some of the statements in this press release may represent CleverTap’s belief in connection with future events and may be forward-looking statements, or statements of future expectations based on currently available information. CleverTap cautions that such statements are naturally subject to risks and uncertainties that could result in the actual outcome being absolutely different from the results anticipated by the statements mentioned in the press release.

Factors such as the development of general economic conditions affecting our business, future market conditions, our ability to maintain cost advantages, uncertainty with respect to earnings, corporate actions, client concentration, reduced demand, liability or damages in our service contracts, unusual catastrophic loss events, war, political instability, changes in government policies or laws, legal restrictions impacting our business, impact of pandemic, epidemic, any natural calamity and other factors that are naturally beyond our control, changes in the capital markets and other circumstances may cause the actual events or results to be materially different, from those anticipated by such statements. CleverTap does not make any representation or warranty, express or implied, as to the accuracy, completeness or updated or revised status of such statements. Therefore, in no case whatsoever will CleverTap and its affiliate companies be liable to anyone for any decision made or action taken in conjunction.

For more information:
Director, Public Relations, CleverTap
+91 9820900036

+91 95901 11798

Topic: Press release summary

Space Compass, NTT DOCOMO, NTT and SKY Perfect JSAT to Develop Direct-to-Device Service via Space-based Non-terrestrial Network

Space Compass, NTT DOCOMO, INC., Nippon Telegraph and Telephone Corporation (NTT) and SKY Perfect JSAT Corporation (SKY Perfect JSAT) jointly announced today that they have been selected by the National Institute of Information and Communications Technology (NICT) to develop direct-to-device (D2D) mobile services, which will be deployed via a space-based non-terrestrial network (NTN) using high-altitude platform stations (HAPS).

The project is part of the NICT’s Innovative ICT Fund Projects for Beyond 5G/6G, known as Beyond 5G, which envisions a society where connectivity is assured over the air, sea, and space regardless of user location.

The project comprises two phases:

Early commercialization (Phase 1)The four participating companies aim to solve various technical issues and demonstrate a communication service using HAPS positioned in the stratosphere over Japan, with the goal of accelerating the commercialization of HAPS D2D communication services.

System evolution (Phase 2)Research and development (R&D) will be conducted on high-speed, high-capacity technology and time-division duplex (TDD) communication (downlink and uplink use same frequency band but in different time slots), aiming to expand the business scope and applicability of HAPS services in the coming 6G era. Phase 2 will also focus on upgrading the feeder link, including increasing its capacity, and installing a satellite backhaul system for flexible operation in areas where it is not possible to install terrestrial gateway stations connecting HAPS and terrestrial networks.

Space Compass, which plans to launch HAPS services in Japanese fiscal year 2025, will lead the project, define network service requirements and evaluate demonstrations conducted under the project. DOCOMO, which plans to develop a HAPS-based mobile communications business spanning air, sea and space for 5G evolution and 6G, will mainly develop ground base stations and HAPS-equipped base stations for mobile communications, focusing on maximizing service-link efficiency and capacity. NTT will mainly develop the control technology of the HAPS feeder link, such as site diversity and control of the transmit power, for robust service quality. SKY Perfect JSAT, which plans to offer the NTN business by connecting satellites and HAPS networks to multi-terrestrial networks, will mainly focus on developing alternative feeder link methods, such as satellite-backhaul and improvement of connection rates through the multi-connection of ground gateway stations.

Through this R&D project and beyond, the four participating companies are committed to improving the quality, efficiency and flexibility of HAPS services, extending mobile coverage to extreme levels, and ensuring seamless connectivity.

Previously, the four companies began jointly researching and developing a space-based radio access network (RAN) as an NTN, with HAPS serving as key components to support ultra-wide mobile communication services in air, sea and space. In the coming future, HAPS-based networks are expected to facilitate the broad expansion of communication services, such as support for disaster communications, ship and drone connectivity, and communications in mountainous and remote areas such as islands.

Space Compass is a joint venture company between NTT, Japanese Information and Communications Technology (ICT) leader, and SKY Perfect JSAT Corporation, Asia’s largest satellite operator. We will launch a Space Integrated Computing Network to aid the realization of a sustainable society. For more information, visit our corporate website, New window


NTT DOCOMO, Japan’s leading mobile operator with over 88 million subscriptions, is one of the world’s foremost contributors to 3G, 4G and 5G mobile network technologies. Beyond core communications services, DOCOMO is challenging new frontiers in collaboration with a growing number of entities (“+d” partners), creating exciting and convenient value-added services that change the way people live and work. Under a medium-term plan toward 2020 and beyond, DOCOMO is pioneering a leading-edge 5G network to facilitate innovative services that will amaze and inspire customers beyond their expectations.

About NTT

NTT contributes to a sustainable society through the power of innovation. We are a leading global technology company providing services to consumers and business as a mobile operator, infrastructure, networks, applications, and consulting provider. Our offerings include digital business consulting, managed application services, workplace and cloud solutions, data center and edge computing, all supported by our deep global industry expertise. We are over $95B in revenue and 330,000 employees, with $3.6B in annual R&D investments. Our operations span across 80+ countries and regions, allowing us to serve clients in over 190 of them. We serve over 75% of Fortune Global 100 companies, thousands of other enterprise and government clients and millions of consumers.New window

About SKY Perfect JSAT

SKY Perfect JSAT is Asia’s largest satellite operator with a fleet of 17 satellites, and Japan’s only provider of both Multi-channel Pay TV broadcasting and satellite communications services. SKY Perfect JSAT delivers a broad range of entertainment through the “SKY PerfecTV!” platform, the most extensive in Japan with over 2 million subscribers. SKY Perfect JSAT’s satellite communications services, which cover Asia, Indian Ocean, Middle East, Pacific Ocean and North America, play a vital role in supporting communications infrastructures for mobile backhaul, government, aviation, maritime, oil & gas and disaster recovery. For more information, visit our corporate website (New window and Space Business website (New window

Topic: Press release summary

New Book Empowers College Students with a Blueprint for Healthy Eating

Fueling Success is not just a compilation of recipes; it’s a manual for nutritious living tailored to the unique challenges of college life. Each chapter addresses different facets of a college student’s dietary needs and lifestyle, presenting a diverse array of recipes that are not only easy to prepare but also budget-friendly and brimming with essential nutrients. Whether it’s a quick and nutritious breakfast, one-pot wonders, or microwave-friendly options, this book encompasses it all. Fueling Success Nutritious and Quick Recipes for College Students is available for purchase on Amazon, KDP, and Barnes and Noble.

Beyond recipes, Fueling Success: Nutritious and Quick Recipes for College Students offers invaluable advice on:
Making healthy choices at the dining hall
Creating a budget-friendly and schedule-conscious meal plan
Coping with stress and late-night cravings

Book Reviews
Fueling Success is a must-read for any college student who wants to learn how to make healthier food choices. The recipes are easy to follow and budget-friendly, and the tips on nutrition and healthy living are invaluable. – College Student
TheDrsDesk has written a comprehensive and informative guide to healthy eating for college students. Fueling Success is packed with practical advice and delicious recipes that will help students stay healthy and energized throughout their college years. -Registered Dietitian

For media inquiries or further information, please contact:
info ( @ ) thedrsdesk dot com

About TheDrsDesk
TheDrsDesk is an Emergency Room physician and passionate advocate for health and well-being. He has spent years on the front lines of healthcare, witnessing firsthand the consequences of unhealthy lifestyle choices. He is the author of Fueling Success: Nutritious and Quick Recipes for College Students, a guide to nutritious living tailored to the college lifestyle.

Fueling Success: Nutritious and Quick Recipes for College Students is available for purchase on Amazon.


Hilke Diepenbruck is the new CMO at Contentserv

“With her extensive experience as Director Product Marketing at Contentserv and previously in other marketing departments and agencies, Hilke Diepenbruck occupies a key position in our marketing team,” says Michael Kugler, CEO of Contentserv, explaining the decision. “Her deep understanding of the PIM market and dedication to diversity make her an invaluable addition to our C-Level team.” With Hilke Diepenbruck as CMO, the company plans to take thought leadership in product experience, product-led growth, and the Contentserv brand to a new level.

Hilke Diepenbruck herself is looking forward to her new tasks: “Not only is the constantly growing market for product information management with its clear focus on product experiences an incredibly exciting environment – now the use of AI in the entire end-to-end process, including the added value of the ‘digital shelf,’ is also being added! Contentserv is leading the field in such an exciting area, and I am happy to actively contribute to its further growth and success!”

From the agency environment to the marketing of software companies
After studying economics and social sciences, Hilke Diepenbruck worked for well-known communications and advertising agencies, including Springer & Jacoby, Serviceplan, and Palmer Hargreaves. In 2011, she switched to the client side and worked in the marketing departments of various companies. Her last stop was EMEA marketing at Danish software provider Stibo Systems before moving to global product marketing at Contentserv in 2021.

In the position of CMO, Hilke Diepenbruck sums up: “Throughout my career, I have had the privilege of meeting exceptional individuals who have influenced my professional career and changed my perspective on organizations, teamwork, and the values that really matter. Contentserv is characterized by an appreciative culture and all my inspiring colleagues – I look forward to continuing our journey together.”


GM’s Chief Sustainability Officer appeals for policy support to make electric car future a reality

Speaking at COP28’s Future Mobility Hub – GM’s Chief Sustainability Officer, Kristen Siemen, appealed for policy support to make an electric car future a reality.

During an in-house interview at the global climate event – held this year in Dubai, UAE, GM’s Chief Sustainability Officer Kristen Siemen urged government to improve support for the transition to electric.

She said: “We’ve been very clear at General Motors that our future is electric and we have plans to turn over our portfolio and have been introducing a number of new EV vehicles. That transition is going to take some time. And we also can’t make that transition on our own. So we need support from an infrastructure standpoint, policies, etc. to make that all-electric future a reality. ”

For General Motors, achieving this feat alone requires collaboration – and a desire to work alongside competitors to find climate solutions:

She continued: “I think we have to continue to work together and think about that future so we have a planet that we can all live in and be successful in. And as a company, General Motors, I’m extremely proud of what we’re doing in the sustainability space. Everything from our pursuit of renewable energy, we have a goal to be 100% renewable globally by 2035, and we’ve actually achieved that by 2025 in the U.S. So continuing to do everything we can to be part of the solution. One of the great things about being here at COP is the collaborations. We all have products we can compete on, products we need to collaborate on solutions. And so whatever that is and whatever we can do to accelerate a better future for all of us is great for everyone.”

The Future Mobility Hub is an inclusive, innovative platform that serves as a complementary business venue to the policy focused COP28. It offers a unique space where individuals can gather to gain knowledge, engage in meaningful discussions, and collaborate on various aspects of mobility, transportation, sustainability, and innovation.

The Hub is designed to encourage learning, facilitate exchange of ideas, and promote partnerships among professionals from different industries, with the aim of shaping the future of transportation and mobility in a sustainable and innovative way.

For more information, please visit: