If your cars and truck breaks down on the highway or you deal with a flat tire in the middle of the night while taking a trip, having a charge card that provides complimentary roadside support can be a lifesaver. Some premium and co-branded cards in India now include this function at no additional expense.
What is charge card roadside support?
Roadside support services assist vehicle drivers in emergency situations such as flat tires, dead batteries, pulling requirements, fuel lacks, or small repair work. When consisted of as a charge card advantage, these services can be accessed by means of a helpline number and are generally complimentary for a set variety of calls each year. This can conserve you cash and such services frequently cost Rs 1,000-Rs 1,500 per usage when availed individually. One requires to keep in mind that these services are not readily available generally however just in couple of choose significant cities in India.
ET Wealth Online has actually put together a list of numerous charge card using roadside help, according to information from Card Insider.
1. IDFC First Power+, Select, Wealth, Ashva, and Mayura Credit Cards
- Advantage: 4 times a year roadside help worth Rs 1,399.
- Helpline: 1800-572-3860.
2. ICICI HPCL Super Saver Credit Card
- Advantage: 24 × 7 roadside support throughout India.
- Helpline: 1800-419-1024
3. ICICI Emeralde Metal Credit Cards
- Advantage: 24 × 7 roadside support in significant cities – Delhi, Mumbai, Kolkata, Hyderabad, Bengaluru, and Chennai.
- Helpline: 1800-419-1024/ 022-6787-2016
4. IndusInd Tiger, Legend, Crest, Celesta, Signature Credit Cards
- Advantage: 24 × 7 roadside support in Delhi, Mumbai, Pune, Kolkata, Chennai, and Bengaluru.
- Helpline: 1800-267-7777
Why is roadside support crucial for you?
Many individuals disregard roadside support till they are stuck in an emergency situation, for example, hurrying to a crucial conference when the vehicle unexpectedly breaks down. In such cases, trained specialists get here without delay, fix the concern on-site, or tow the cars and truck to the closest filling station, frequently at a portion of the expense charged by regional operators. Purchasing a standalone roadside support strategy can cost around Rs 1,499 a year, however in some cases it occurs free of charge of expense with an insurance coverage if your charge card does not provide it.
Which services are covered in roadside support?
Here’s a list of services covered under roadside help:
- Automobile towaway service in case of breakdown/accident – Minor faults are fixed on the area. If the problem continues, the automobile is pulled to a close-by repair work station.
- Dive start or alternate battery – Assistance if your battery passes away, consisting of jump-start service or offering an alternate battery.
- Tire replacement – Help with altering a punctured or burst tire. New tires might be chargeable if no extra is readily available.
- Opening service – Unlocking your cars and truck if secrets are locked within, whether unintentionally or by a child/pet.
- Emergency situation fuel and other fluids – Delivery of fuel or necessary fluids if your lorry stops due to low levels.
- Breakdown assistance – On-site repair work for mishaps, electrical, or mechanical faults, or pulling to a repair work center if required.
- Extra crucial plan – Assistance in organizing an extra secret if yours is lost, lost, or broken.
- Alternate accommodation/transport – Hotel reservations, alternate transportation, or vehicle leasings if your cars and truck is hauled.
How to declare roadside help?
- Call the devoted roadside support helpline for your charge card.
- Supply your name and the last 4 digits of your charge card number for confirmation.
- Program legitimate government-issued ID and lorry files matching the cardholder’s information.
- As soon as confirmed, a service group will be dispatched to your area.
Exemptions in roadside help to keep an eye out for
- Service is not offered if the automobile is inadequately kept or intentionally harmed.
- Help will be rejected if the motorist is intoxicated or does not have a legitimate driving licence.
- No protection for vandalism, unlawful acts, or involvement in illegal racing.
- Repetitive abuse of the advantage (more than two times) can lead to rejection of service.
Should you choose roadside help?
The primary benefits of having roadside support are comfort, time conserved throughout emergency situations, expert assistance that can lower pricey repair work, and higher self-confidence while taking a trip, whether on long journey or throughout everyday commutes.
“Choose a credit card that is right for you based on your lifestyle and your spending patterns. At the end of the day, the rewards and benefits on the credit card, especially if it is a premium card, should be worth the annual charges. So make sure your card is relevant to you and gives you the best possible experience and convenience. For instance, if you mostly travel domestically, international lounge access or discounts on international hotel bookings may not be relevant to you. Similarly, the roadside assistance option is a valuable one that helps you in times of emergencies. However, most vehicle insurers provide this option, often bundled as a complementary offer with the insurance. So do not use this as a deciding factor to select your card. Instead, look at it as something good to have as an additional protection and select your cards basis the rewards and benefits that complement your lifestyle,” states Adhil Shetty, CEO, BankBazaar.com.
Before picking which charge card with roadside help is best for you, evaluate the terms, protection cities, and limitations on complimentary calls. This function, however typically ignored, can make a huge distinction in an emergency scenario.
