Based in Cranford, NJ, Home Got Owned is dedicated to delivering the best lending experience through knowledge, communication, and care. Their mission is to support the growth and strength of Cranford residents and provides a pathway to the dream of homeownership.

Home Got Owned is the perfect choice for those who are looking for a reliable and trustworthy mortgage lender. They offer competitive mortgage and refinance rates, and they have a team of experts committed to providing the best possible lending experience. They will help you find the right mortgage solution for your needs and work with you every step of the way to homeownership.

Requesting a standard mortgage with Home Got Owned allows homeowners to pick a down payment as low as 3%. In addition, you can choose from 8 to 30 years of credit terms.

As a professional mortgage lender, Home Got Owned provides many loan programs, such as FHA, VA, USDA, Jumbo, Conventional, and HomePath. They will help borrowers reduce their monthly payments, pay off the rest of their mortgage, or increase disposable cash by providing several hassle-free alternatives.

For those who are interested in reducing their monthly mortgage payments or getting a better mortgage rate, Home Got Owned offers both rate and term refinance loans. Their rate refinances loan lowers the interest rate of your mortgage, while their term refinances loan extends the number of years you have to repay the mortgage. Home Got Owned also offers cash-out refinance loans, which allow you to take out a new loan for more than what you currently owe on the mortgage and receive the difference in cash.

Home Got Owned offers a traditional 30-year mortgage as well as a 15-year mortgage. Also, they provide Cranford, NJ residents with different types of loans, such as fixed-rate, adjustable-rate mortgage (ARM), interest-only, and graduated payments. With all these types available to you, you can choose the one that meets your needs and budget.

Home Got Owned has special mortgage programs for first-time homebuyers. They offer low down payment options and down payment assistance programs to help you buy the home of your dreams.

Learn more about the different mortgage services Home Got Owned has to offer by visiting their website today. You can also give them a call to speak to a representative who will be more than happy to assist you.