Imbibing digital security with one-time Password generation and Mobile verification

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In the world where everything is dramatically moving towards digitization, business units stand no lags. With the changing time and technology, various business units have been drifting towards digitization.

While analyzing such dynamism one of the aspects that shall be primarily addressed by any organization before the transition is digital security.

Looking back in the prior days when the human activities were less digitized in nature, manual customs fairly justified the security parameters. However today we stand in an era where every human activity is online and completely digitized. May it be opening a bank account, or getting registered with a firm, or maybe transacting and dealing with money.

All that any individual needs to do are have few clicks on Smartphone or computer and the work is done. In order to comply with these new digital activities, business units are extensively exploring the avenues of OTP Services and one-time password generation techniques.

The need to verify

With the increasing digitization, it is pretty essential to ensure that the person doing digital activities is authenticated and has sole rights. Saying for example if an individual wish to transfer money using online transaction, it is crucial that an incepted second layer of security is embedded into the entire process and make the transaction safe.

Similarly, while any employee or student wishes to access or alter his or her personal information and documents on the company or university website/ portal, it is imperative to provide digital security.

One time Password generation technique is one of the most recent innovations in the field of bulk messaging and marketing which enables its business clients to imbibe security in digital activities.

Though all digital platforms have user credential verification systems, one-time password verification (generally referred to as OTP verification) adds on a dynamic and instantaneous layer of security. As the name indicated, OTP generation is a mechanism of instantaneously generating a combination of an alphanumeric password which shall be entered by the user while performing crucial user activity.

Since the password is dynamically generated and received by the user, it makes the entire process secured. Here it is worth noting that the generated passwords are often valid only for a given time duration.

Once this duration is completed the OTP gets expired and can no further be used. The business unit allures users with this OTP by using bulk messaging services which ensure straight message deliveries to the recipients quickly.

Understanding the flow

As per a recent survey made on the usage of messaging services, it is estimated that approximately 97.65 percent of messages are read by the recipients just within three minutes of its delivery.

Thus, it is always assured that an OTP message sent to the recipient should be read by the user in time. This makes OTP message services the most widely used mobile verification technique. Exploring the process of OTP generation, the process is pretty simple to understand.

As soon as the end user performs any activity such as an attempt to log in, or alter/view crucial information, perform transactions, etc; the business application triggers an OTP generation event for the bulk messaging application. Along with this OTP generation request, the former application also facilitates bulk messaging application with the recipient’s personal details, mobile number, sender id, etc.

All these data is sent to the SMS gateway center in the form of a parameterized URL which is then decrypted at the gateway. It is worth noting that bulk SMS API takes a major charge in sending parameterized URL and requests from a business application to the gateway. Once the data is received by the SMS gateway, the intended message is transmitted to the SMPP Server and finally is routed to the webbed mobile networks. These mobile networks deliver SMS to the recipient.

As soon as the user enters alpha-numeric OTP generated by one-time password generator, business application processes the input and verifies it with the formerly sent password.

If the passwords match exactly, the user is allowed to perform the desired activities else wise access is denied. Keeping the essence of brevity, mobile verification, and one-time password generation have been adding a spirit of security to business activities in this new digitized era.