Killeen, TX/2019: Made by members, for the members; credit unions strive to provide affordable financial assistance. In the same vein, Greater Central Texas Federal Credit Union provides its members with a variety of financial services and lending opportunities.

Formed in 1957, the credit union initially consisted of 9 members who contributed small amount of money with a goal of providing its members financial assistance at affordable rates. It has since then grown into a highly reliable credit union.

Member Services

Payroll Deduction

Notary Service

Free And Unlimited Check Writing

Direct Deposit

Golden Apple Checking Account (for members above 55 years of age)

MasterCard Gift Cards

MasterCard Cash Advance

Online Access

Wire Transfer


Bill Pay

Regular Share Savings Accounts – A minimum deposit is required to open an account, competitive dividend rates are provided, dividends are figured on a daily basis and paid quarterly.

Share Certificates of Deposits

IRAs: Traditional & Roth

Tiered Money Market Accounts

Club Accounts (Christmas and Vacation Club) Standard overdraft practices and overdraft protection plans.

Lending Services

You can fill online application forms for loan application and membership.

Why Choose Them?

Offers the convenience of online payment of bills.

The credit union is insured by a Federal Government Agency; The National Credit Union Share Insurance Fund (NCUSIF).

Members enjoy 24 hour access to their account.

A number of savings and investment options are available for members to choose from.

Audio response for transferring funds, checking account balance, checking cleared drafts, making loan payments and more.

For more information on the services provided to members of Greater Central Texas Federal Credit Union, feel free to call at (254)690-2274 or visit 3305 E Elms Rd, Killeen, TX-76542. You can also log on to