Glenn A. Neasham “The Safe Money Guy” is again open for business in the Aberdeen, Southern Pines, and Pinehurst area. Learn how to get guaranteed lifetime income, tax deferral, market linked returns with NO downside risk, or protecting your legacy.
ABERDEEN, N.C. – Sept. 9, 2021 – PRLog — The “Safe Money Guy” Glenn Neasham teams up with Triumph Marketing, a Field Marketing Organization (FMO) based in Denver, Colorado and working with independent insurance agents and advisors since 2003. Triumph has been in Glenn’s corner since its inception and is very much looking forward to helping Glenn serve his pre and post retiree clients in North Carolina. Triumph’s philosophy revolves around 3 main principals when it comes to serving retirees: 1. Safety First, 2. Reasonable Rates of Return (RRR) and 3. Keep It Super Simple (KISS). Neasham agrees. As a result, his clients often call him the “Safe Money Guy.” Neasham is a veteran of the United States Navy, serving on active duty from 1978-81 and as a reservist from 1982-84. Neasham and Triumph Marketing will work together to provide clients with retirement strategies focused on guarantees, asset protection and income. At Triumph, we help retirees address concerns about outliving income, avoiding market volatility, and getting more out of Social Security benefits, and guaranteeing you an income you can never outlive. Neasham agrees. Contact Glenn for details. (910) 916-5230 (707) 367-5003
The ALL Season Portfolio
‘Protect the nest, invest the rest’
Intended to provide you with regular monthly income. We structure these plans following the simple fact that monthly bills require monthly income. We want to first build a foundation of income for you, a “private pension,” so that you are then free to invest the rest of your assets. Or, as we like to say, “Protect the nest, invest the rest.”
The private pension provides for monthly living expenses, (Paychecks). Your stock market account is designed for taxes, inflation and infrequent purchases, (Playchecks). For your private pension, we use fixed indexed annuities instead of bonds or dividend-paying stocks for the many following reasons:
Dividend stocks may reduce or discontinue paying the dividends when the economy falters. You are likely to still need income so the lower income would reduce your standard of living.
- Fixed indexed annuities (FIAs) are very secure in protecting your principal, gains and income from loss
- The investment risk in FIAs is fully born by the issuing insurance company, not the owner of the annuity (which is why you don’t sign a prospectus which says you can lose your shirt)
- FIAs protect growth while providing monthly income, an unbeatable combination
- Why buy bonds naked in the marketplace when you can let insurance companies buy them and place the strength of that company between you and the bonds for your protection?
- FIAs work on autopilot without a need to buy or sell anything once they are in place
- FIAs offer 4%-plus withdrawal rates, including appreciation in the market through linkage to indices such as the S&P 500
Life after retirement should be something to look forward to. However, some people dread the notion of letting go of their positions and trying to adjust to a more relaxed and slow-paced life. This proves to be very true, especially for educators. Retirement is not a milestone indicated only by age. Every decision to hang up the boots should be preceded by conversations, investigations, and follow-throughs.
As a teacher, mentor, principal, superintendent, adjunct professor, and educational consultant across the country, and a retiree himself, Donald Draayer understands these woes. In his book, Retirement Straight Talk: Stories and Wisdom from Educators, he provides a compilation of honest narratives from educators that will help four types of readers:
- Educators who are about to — or are planning for their retirement.
- Educators who are well into their retirement.
- All retirees, regardless of occupation.
- College and university professors who are teaching/studying stages of life, change, and aging.
Every chapter of the book provides valuable wisdom that will help make the retirement transition as seamless as possible. This is made possible by the contribution of over three hundred educators and their insightful narrative on the realities of retirement. The book provides a streamlined guide that will holistically deal with issues about economic security, housing, relationships, health, continued caring for others, and spiritual well-being.
The balance between technical and practical knowledge in Draayers writing style makes the book more conducive to learning. Draayer also infused his own life experiences that will certainly provide a paradigm shift in the way educators perceive retirement.
To quote a line from the book: For my own retirement, I appreciate powerful reminders: (1) Fresh starts are often a mixture of fantasy and vision as well as anxiety and challenge; (2) The past is like a springboard to what lies ahead; and (3) I am not alone on this journey.
Live life to the fullest. Grab your copy now!
Buy the book at: https://youronlinepublicist.com/product/retirement-straight-talk-stories-and-wisdom-from-educators-by-donald-r-draayer-ed-d/
Retirement Straight Talk: Stories and Wisdom from Educators
Author: Donald R. Draayer. Ed. D.
Publisher: Your Online Publicist
Published Date: May 2021
Book Genre: Self-help, Guide
About the Author:
The long career of Dr. Donald Draayer in public education includes teaching at the elementary, middle, and high school levels. He also served as principal at all three levels and served as school superintendent for a twenty-four-year period. He taught graduate classes at the University of Illinois and University of Minnesota. Most recently, he has been an educational consultant in his own company, Experience PLUS, Inc. He has spoken to hundreds of audiences on behalf of the Search Institute of Minneapolis regarding developmental assets of children. His work and speaking have taken him throughout the United States, Japan, and China.
In 1990, Dr. Draayer was named National Superintendent of the Year and in 1998 was given the Distinguished Service Award by the American Association of School Administrators. The North Central Association presented him with the John Vaughan Excellence in Education Award in 1993; and in his home community, he was named Person of the Year, Senior Fellow at the University of Minnesota, and Minnesota Superintendent of the Year.
Dr. Draayers wife, Mary Anne, is a retired educator. They have two grown children, three grandchildren, twins are on the way, and live in Minnetonka, Minnesota, a western suburb of Minneapolis, where they continue to be active in school, community, and church life. The inspiration for this book came from the hundreds of educators across America who enriched his professional and personal life and have shared their retirement journeys with him.
The Virginia Retirement System’s (VRS) myVRS financial wellness platform powered by Enrich™ took first place in the financial wellness category among public plans with more than 5,000 participants at the annual Eddy Awards sponsored by Pensions & Investments (P&I) in March.
VRS implemented the myVRS Financial Wellness program in late 2017 in partnership with iGrad, a San Diego-based financial technology company that created the Enrich financial wellness online platform.
VRS was among the first public retirement systems to offer financial wellness content through its public website, as well as personalized content based on the member’s profile through the secure myVRS member portal.
The winning entry was a joint effort of VRS and iGrad, featuring the ongoing campaign to engage members in reducing financial stress by improving money-management skills and financial knowledge. The campaign included a digital toolkit to assist VRS-participating employers in promoting the program to members; a three-part original video series directed to VRS’ millennial members; targeted email campaigns to keep users informed of new content and motivate return visits; and partnerships with other agencies and stakeholder groups to build enthusiasm and generate usage of the program.
“The myVRS Financial Wellness Program educates members with a holistic approach to help them strengthen their financial well-being at all stages of their careers,” VRS Director Patricia Bishop said. “Financial wellness powers your future, and VRS is committed to building awareness of this program and its resources among our members and participating employers. We’re honored to receive the Eddy Award in recognition of our communication efforts.”
Enrich is used by more than 20,000 employers and more than 300 financial institutions nationwide, with artificial intelligence technology that engages each user with the most relevant content based on financial situation and stage of life. The Enrich platform includes dynamic tools and courses, delivering a highly personalized and interactive learning experience on financial topics including student debt, mortgages, budgeting, investing, retirement and long-term care.
“Financial wellness is even more important now, with the additional financial stresses caused by the pandemic,” said iGrad founder and President Rob LaBreche. “We are pleased to be recognized alongside VRS with the Eddy Award for our Enrich and iGrad financial wellness platforms, both of which are proven to reduce financial stress with easy-to-understand, customized and individualized programs.”
The iGrad and VRS collaboration also received a 2019 Eddy Award for Financial Wellness from P&I.
The 2021 award, honoring communication campaigns that motivate and educate plan participants, was announced at P&I’s annual East Coast Defined Contribution Conference, March 8-11. A list of all Eddy Award winners is available on the P&I website.