Health Ke Saath, Health Insurance Zaroori Hai for everyone in times of COVID-19 and beyond

October 2020 – In the world of growing medical inflation, and the rising infectious diseases like Coronavirus (COVID-19), having a robust health insurance coverage has become a necessity more than ever for every individual and family to protect against the unforeseen medical expenses.Today, we can eat well and exercise, but there is always an element of chance of an unexpected injury, illness or infectious disease. Thus, it is important for all to gain a greater sense of control over their physical and financial health.


Several studies reveal that in India personal saving is the source of health care financing, with over 62% of healthcare expenditure being out of pocket. Also, due to rising medical costs around 5% of the population are forced below the poverty line every year according to PWC Analysis. Therefore, in the era of rising medical cost and a greater propensity of falling prey to medical ailments or viral infections, the need to take health insurance cover has, lately, become more important than ever before. Moreover, with joint families giving way to nuclear families, we are basically on our own to face the uncertainty of life.Even for simple diseases, hospitalization is inevitable.This is where health insurance cover plays a vital role, it can take care of increasing medical expenses and protect the wealth of individuals.


In addition, one should also be cognizant that in old age, income declines and the probability of medical contingencies becomes high. Thus, if one has a comprehensive health insurance plan, any medical contingency would be covered, thereby, sparing savings and investment. If every family has an adequate health cover, it will protect their personal savings from being drained out in case of a medical emergency.


Speaking on the importance of health insurance, Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited, said, “Lifestyle diseases such as diabetes, cardiac problems, blood pressure, thyroid, and cancer are on the rise in India.But lifestyle diseases weren’t the only ones, given the gravity of the current pandemic situation the number of people suffering from infectious diseases and other communicable and non-communicable diseases have also increased with seniors falling ill more oftenthan young adults. Moreover, various studies indicate that at least one member in every household will need some kind of long-term medical assistance. A considerable number of people have the means to pay expenses out of their savings, but for many others, a long-term stay in a healthcare facility due to some illness or other debilitating condition can derail their lifestyle or long-term goals. Therefore,individual and families should have some kind of adequate health insuranceto maintain their lifestyle. Also,in the backdrop of surging new COVID-19 positive cases, Health KeSaath, Health Insurance Zaroori Hai’ is a message that resonates with people, more than ever before, to safeguard their long-term financial goals, enjoy lifetime access to quality healthcare, and live a healthier life.


In recent times, both the national and state-level government bodies are making targeted efforts to improve the healthcare scenario in the country. Also the Insurance Regulatory and Development Authority of India (IRDAI) in its continuous efforts to make health insurance products more customer-centric, has recently rolled out affordable standardized health insurance products like ArogyaSanjeevani, Corona Kavach and Corona Rakshak health insurance plansin the interests of the citizens during these challenging times. People can now easily purchase the affordableArogyaSajeevani and the Corona specific policies, which will deliver the financial security they need to access the best quality healthcare for themselves and their loved ones.


Thus, under the purview of the growing COVID-19 outbreak, we have to understand the fact that a comprehensive health insurance cover is as essential as Roti, KapdaaurMakaan. Moreover, today, we can eat well and exercise, but there is always an element of an unexpected injury, illness or infectious disease. Therefore, to provide that added financial cushion in times of unforeseen medical requirements Health Insurance Zaroori Hai.


For detailed information and terms & conditions, kindly read product brochure and policy wording here,



About ManipalCigna Health Insurance Company Limited

ManipalCigna Health insurance Company Limited (Formerly known as CignaTTK Health Insurance Company Limited) is a joint venture between Manipal Group, an eminent player in the field of healthcare delivery and higher education in India, Cigna Corporation, a global health services company with over 200 years of experience and Indian conglomerate TTK Group. ManipalCigna is headquartered out of Mumbai and has 46 branch offices covering major metros and towns. The company has built a strong multi-distribution network of over 20,000 agents, 250+ major brokers and is present in over 13,000 point of sales locations across the country through its distribution network. ManipalCigna also has tie-ups with 9 leading Banks, over 30 NBFCs, MFIs and Corporate Agents for distributing health insurance solutions and has a network of over 6500 trusted hospitals across cities including tier I, tier II and tier III towns in India.

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Mark Spain Real Estate and 104.7 The Fish Team Up to Offer Acts of Love Partnership

Mark Spain Real Estate, an Atlanta-based, independent real estate brokerage, is partnering with Atlanta radio station 104.7 The Fish to sponsor its Acts of Love Partnership to help deserving area families.


Similar to the radio station’s Fish Christmas Wish, the Acts of Love initiative is bringing joy and happiness to families in greater Atlanta who are in need of extra support due largely to the COVID-19 pandemic. 2020 has been a challenging year, and Acts of Love was started to support metro Atlantans’ needs on a year-round basis. The Fish Atlanta refers to Acts of Love as neighbors helping neighbors.


Ever conscious of the importance of giving back to the communities in which they serve, Mark Spain Real Estate has been a Fish Christmas Wish supporter the last four years and counting. Last year saw the Atlanta real estate firm’s largest Fish Wish donation yet, when it gave gift cards, rent and necessities to an area family. After expanding to Charlotte, Raleigh and Nashville in the last couple years, Mark Spain Real Estate has found ways to regularly give back in these communities as well.


“One of our values is to lead with a servant’s heart, and it is important we give back to communities we serve,” said Chairman and CEO Mark Spain. “After a challenging 2020 thus far, we are thankful to be sponsoring Acts of Love with 104.7 The Fish to brighten the day of deserving families in Atlanta.”


This latest round of philanthropy through the Acts of Love sponsorship will begin Monday, October 5 -18, 2020. Mark Spain plans to be there to take part in person when the wishes are granted.


To learn more about the 104.7 Acts of Love or to see truly inspiring stories of past Acts of Love recipients, visit A nomination button is also available on that page to nominate a person or family currently experiencing challenges.


About Mark Spain Real Estate:

Mark Spain Real Estate is the most trusted name in real estate, earning more 5-star reviews than any other real estate company in the United States. It has earned the No. 1 real estate team in the United States honor by Real Trends and The Wall Street Journal for closed transactions the last three consecutive years. The company has been named to the Inc. 5000 list of fastest-growing private companies in America for five years straight. Mark Spain Real Estate’s mobile site design took top honors in 2019, being named the No. 1 Mobile Website in real estate by REAL Trends. also earned the No. 8 spot in the Top 10 Overall Websites. The company was honored in 2017, 2018 and 2020 as one of The Atlanta Journal-Constitution’s Top Places to Work. It has earned the Atlanta Business Chronicle Pacesetter Award the last four years, for being one of metro Atlanta’s 100 top, fastest-growing, privately held companies. Mark Spain Real Estate recently made its third appearance on Atlanta’s Top 25 Real Estate Companies annual list in 2020 and debuted on similar lists for Charlotte and Raleigh.


As the leader of such a productive team with cutting edge ideas like its innovative website, Guaranteed Offer program and extensive marketing, Mark Spain was named to the inaugural list of 2019 REAL Trends Game Changers. This list of 50 people who have the potential to change the game of real estate in the coming year, included such honorees as: Gary Keller, co-founder and CEO of Keller Williams International, as well as the CEOs of RE/MAX International, Zillow, Coldwell Banker and HomeServices of America.