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Indian Institute of Finance hosted the 9th IIF Webinar series on “Essence of Life and Growth” by Mr. Ranjit Kapoor, Enterpreneur for over 50 years and Chairman & Managing Director, White Metals Limited, Noida, INDIA. The Webinar was moderated by Prof. Aman Agarwal, Professor of Finance & Dean (IR) Indian Institute of Finance ( and Executive Editor, Finance India ( ). The Webinar was attended by over 38 global participants from UK, Japan, Uzbekistan, Malaysia, India and others.

Mr. Kapoor said Life is a bliss and undergoes the process of evolution. Humanity is the fulcrum around which the essence of life revolves. One must Love all and Serve all said Mr. Kapoor. According to him, attitude and values are two essential things for Life and Growth. Values has changes over the time but the core of these value remains the same. Trust is an intrinsic value.

Entrepreneurship are in the risk zone always, however one should play safe especially in recent times. We need to brace our reality and there should be no major capital expenditure and better utilization of Working Capital Management is must for stability and survival for next two years feels Mr. Kapoor. He also pointed out that MSME and Entrepreneurs in the span of 6 months to an year should be given the benefit by the Government to enable them be provided with sufficient liquidity, financial packages and their loans not to be declared NPAs and IBC not to be imposed. This will enable them surface through rough waters and give chance to revive and restructure the businesses to meet the challenging opportunities that lie ahead.

Talking about youth and students, he suggested that they must either undertake skills enhancement by enrolling for further studies or take a up a job to engage in productive use of the positive energies in them to induce better happy living and growth. The money part would come later and must not be given priority in life in difficult times. The place where you find satisfaction should be the goal for all. Because, where there is satisfaction, there would be real happiness.

Speaking on learnings from COVID-19, Mr. Kapoor said value of freedom, enhanced patience and strong will power would be important. As an Impact of COVID-19, youth should add value in their Skills. If they get job or join family business, they should not think of money in short run and If they want to start the business, making money or easy living should not be the first motive ever in life.

Large number of Questions from amongst 38 participants were asked by Prof. Dr. Deepak Vohra (Ambassador, IFS, INDIA), Prof. Dr. Junzo Watada (JAPAN & MALAYSIA); Mr. Rajeev Saxena (INDIA); Dr. Manoj Agrawal (Managing Edior, Banking Frontiers, INDIA); Prof. Yamini Agarwal (IIFBS, India); and many others.

Indian Institute of Finance has initiated the interactive IIF Webinar Series on “Essence of Life and Growth” with the prime objective to bring forth positivity of life based on the life experiences one has gained over 3-4 decades of personal life experiences, professional life, the nation, the economy and the world at large, having seen different colours of life based on ups and downs one has witnessed.